If you are injured in a crash involving more than one vehicle, you may wonder who is legally responsible for your losses. In Indiana, you have the right to pursue compensation from anyone whose actions contributed to your injuries. That includes drivers who made unsafe decisions, even if they did not survive the crash. You don’t have to figure out fault on your own, and you shouldn’t wait to speak with an attorney.
A recent three-vehicle crash in Monroe County shows how quickly serious collisions can unfold. According to reports, authorities responded to a scene at State Road 46 and Hunter Valley Road, where a Mercury sedan reportedly crossed the grass median and drove the wrong direction in westbound lanes. That vehicle collided with a Buick, which a nearby Mercedes-Benz then struck. One driver was killed, and two others were hospitalized, one with multiple broken bones. This type of incident raises important questions about insurance coverage, fault, and the process of seeking financial recovery under Indiana law.
Indiana Is a Fault-Based State for Car Accidents
In Indiana, car accident claims follow a fault-based system. That means the person who caused the crash is responsible for the injuries and damage that result. If a driver crosses into oncoming traffic, they are likely to be considered at fault, even if they had no intent to cause harm. If that driver dies from the crash, a legal claim may still move forward through their insurance coverage or, in some situations, through their estate.